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Upgrade is an online lending platform that combines access to affordable credit products with free credit monitoring and education.
Upgrade $400 Checking Bonus
How To Earn The Bonus
- Upgrade is offering a $400 bonus when you open a Rewards Checking account and make 3 debit card transactions within 60 days of your Upgrade Card account opening.
- Availability: Nationwide
- Expiration Date:
- No account fee
** To qualify for the welcome bonus, you must open and fund a new Rewards Checking account and make 3 qualifying purchases on your Upgrade OneCard and/or Rewards Checking debit card within 60 days of the date the Upgrade OneCard account is opened. Non-purchase transactions, such as sending funds electronically to your bank account or balance transfers, do not qualify. Your Upgrade OneCard and Rewards Checking account must be open and in good standing to receive a bonus. If you have previously opened a Rewards Checking account or do not open one as part of this application process, you are not eligible for this welcome bonus offer. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking account as a one-time payout credit within 60 days after meeting the above conditions and will not otherwise reduce the amount of your regular monthly payments.
Upgrade $200 Checking Bonus
How To Earn The Bonus
- Upgrade is offering a $200 bonus when you open a Rewards Checking account and make 3 debit card transactions within 60 days of your Upgrade Card account opening.
- Availability: Nationwide
- Expiration Date:
- No account fee
2 To qualify for the $200 welcome bonus, you must open and fund a new Rewards Checking account and make 3 debit card transactions within 60 days of your Upgrade Card account opening. The bonus will be applied as a one-time credit to your account and will not otherwise reduce the amount of your regular monthly payments. The bonus credit will be posted to your Upgrade Card as a rewards credit within 1-2 billing periods following the third debit card transaction on your Rewards Checking account. Your Upgrade Card must be in good standing to receive a bonus.
Upgrade $100 Referral Bonus
How To Earn The Bonus
- Upgrade is offering a $100 referral bonus for both parties when the person you referred opens a new rewards checking account and complete the following requirements:
- Make 3 debit card purchases within 60 days of account opening
- Availability: Nationwide
- Expiration Date:
No account fee
Existing Customers Referral Bonus
As an existing customer with an open Rewards Checking account through Upgrade (“Existing Customer”), you can receive a Referral Bonus (defined below) after a New Customer (defined below) uses your unique referral link to (1) open a new Rewards Checking account by the date presented to you (“Offer Period”), and (2) complete three (3) eligible purchases with the Rewards Checking debit card within sixty (60) days from account opening (a “Qualified Referrall”). For each Qualified Referral, you will receive a referral bonus in the amount presented to you if the New Customer you referred opens a new Rewards Checking account by the Offer Period (the “Referral Bonus”).
Your unique referral link will be accessible in your Refer a Friend Dashboard. By sharing your unique referral link, you expressly acknowledge and agree that Upgrade may, in its sole discretion, disclose limited nonpublic personal information about you to any customer you refer for purposes of offering and servicing this Program.
You may see the status of any Referral Bonus in your Refer a Friend Dashboard at any time, including whether the Referral Bonus is still pending or has been credited to your Rewards Checking account. You must have a Rewards Checking account that is open and in good standing in order to receive a Referral Bonus for a Qualified Referral. You can earn a maximum of ten (10) Referral Bonuses from all Qualified Referrals in one calendar year.
New Customers
If you do not currently have or have not previously had a Rewards Checking account through Upgrade (a “New Customer”), you can receive a Welcome Bonus (defined below) if you use an Existing Customer’s unique referral link to (1) open a new Rewards Checking account, subject to account approval, by the Offer Period, and (2) complete three (3) eligible purchases with the Rewards Checking debit card within sixty (60) days from account opening (a “Qualified Registration”). If you complete a Qualified Registration, you will receive a welcome bonus in the amount presented to you when you open your Rewards Checking Account if your account is opened by the Offer Period (the “Welcome Bonus”).
By using an Existing Customer’s unique referral link to open a Rewards Checking account or otherwise participating in this Program, you expressly acknowledge and agree that Upgrade may, in its sole discretion, disclose limited nonpublic personal information about you to the customer who referred you for purposes of offering and servicing this Program. In particular, the customer who referred you may know the status of your Rewards Checking application (including whether you have a Rewards Checking account) and activities that you must complete for a Qualified Registration. If you do not agree to the sharing of your personal information, do not sign up for an account through a unique referral link.
You may see the status of any Welcome Bonus in your Refer a Friend Dashboard at any time, including whether you have any to-dos left to complete or whether the Welcome Bonus has been credited to your Rewards Checking account. You must have a Rewards Checking account that is open and in good standing in order to receive a Welcome Bonus.